Finovative AI is a Scam – Proof, Evidence & How to Protect Yourself

WARNING: Do NOT Invest With Finovative AI

Thousands are being misled by a sleek-looking platform that hides behind crypto, false promises, and coercion.

Is Finovative-AI trading legitimate?

NO

Is Finovative-AI trading a SCAM?

YES

Is the Zarios Platform legit?

NO

Is the Zarios Platform a SCAM?

YES

What This Website Is About

Finovative AI presents as a professional crypto trading platform—but behind the scenes is a pattern of broken promises, blocked withdrawals, and coercive tactics led by Jay Reddy.


This site was created by a victim who documented
every step of the scam:

  • From ads and onboarding

  • To fake support and manipulated contracts

  • To being blocked from withdrawing funds

If you’re here searching “Is Finovative AI a scam?” — the answer is yes. This site provides the evidence: screenshots, contracts, and first hand experience with Jay Reddy.

How the Finovative AI Scam Unfolded – Step by Step

Here’s how it works:

  1. You see an ad for an “AI trading platform” — it looks legitimate, even regulated.

  2. You sign up — a friendly “account manager” calls (often Jay Reddy), promising support and safety.

  3. You deposit crypto — quickly and with pressure. They ask all about your finances, and start to make promises about a better life.

  4. They lie about how Crypto works, encourage you to use it to avoid paying taxes and tell you that if you add more, you get a bonus and can withdraw your Crypto straight away.

  5. They tell you that 'you are lucky to get me as your account manager', and that with a lot of effort he has set you up with a VIP account, that gives lots of perks and extra opportunities. 'It is a privilege to get this'

  6. They delay sending the contract — often until after funds are transferred.

  7. You ask about withdrawals — they become vague or manipulative.

  8. They stop responding — or force you onto phone calls to avoid writing things down

  9. They tell you that you can only access this money by adding more money to 'break the contract', but the contract isn't legal to begin with

How Jay Reddy Responded When I Asked for Help – With Lies and Pressure

Coercion in Action: How Jay Reddy Pressured Me to Keep Sending Money

Jay Reddy is the account manager who guides most victims through the process.
At first, he sounds supportive. But when you ask questions—or try to withdraw—this is what happens.

What happens when you withdraw from Finovative AI

Jay Reddy refused to explain anything in writing. He insisted on phone calls, avoiding accountability at all costs.

o	Jay Reddy WhatsApp message refusing to explain in writing and insisting on a phone call.

When pressed for answers, Jay turned the blame onto the victim—calling their request for support “harassment.”

o	Jay Reddy message accusing victim of harassment after being asked for clarity

The Tricks That Make Finovative AI Seem Legitimate

  • Professional website and dashboard

  • Real-seeming trades and figures

  • Phone calls with friendly reps

  • Security Codes for Conversations

  • “Contracts” that look official

Finovative AI presents a sleek trading dashboard that looks legitimate—with live charts, trade history, and flashing green/red buttons. But it’s just a performance. Key features like real-time verification, withdrawal confirmation, and account transparency are missing.

What They Don’t Tell You About the Finovative AI Trading Platform

  • You can’t withdraw your funds

  • There are hidden trading “lot” requirements to access your own money

  • The contract isn’t signed by them

  • You cannot talk to anyone else or get help

  • They operate without clear financial licensing

  • No visible withdrawal button

  • No terms or risk disclaimers

  • No real-time support or compliance info

  • And key restrictions (like 6000-lot minimums) are never shown up front

  • No fees mentioned anywhere

Inside the Finovative AI Trading Portal: What You Won’t See Until It’s Too Late

This screenshot is taken directly from inside the Finovative AI trading portal. While the interface appears professional—with charts, trade history, and dynamic buttons—it’s designed to build trust while concealing key restrictions.

There is no visible withdrawal section, and the required trading “lot” threshold is only revealed after funds are deposited. These omissions are deliberate—and make withdrawals nearly impossible.

Screenshot of the Finovative AI trading dashboard showing real-time charts, active trades, and no visible withdrawal or fee section.

At first, it felt like a real trading platform. I didn’t realise until it was too late that there was no way out.

The Man Behind the Curtain – Jay Reddy

Jay Reddy is the Finovative AI account manager who promised support, safety, and access—then refused withdrawals, changed contract terms, and used pressure tactics to keep funds trapped.

  • He makes verbal promises that disappear in writing

  • He pressures victims to avoid asking questions

  • He insists on phone calls instead of confirming anything in writing

  • He uses words and says things like ‘you don’t understand’, even if you do, and ‘trust me I’ve been doing this for 13 years’

  • He uses charm, urgency, and fear to get you to deposit more

  • He makes promises that are not possible, and contradicts himself a lot, then ignores you when you question him

Proof of the Finovative AI Scam – Full Evidence Archive

Evidence of Finovative AI scam

  • 📹 Video walkthroughs: from ad → portal → red flags

  • 📜 Screenshots of text messages and contracts

  • Coercive quotes from Jay and ‘others’

  • 🧾 Footage showing lack of withdrawal fees and false promises

Next Steps If You’ve Been Scammed

If you’ve already sent money to Finovative AI:

* Report Finovative AI to Regulators

* Warn Others by Sharing Your Story

* Demand a Refund in Writing

* Track Search Results and Site Exposure

  1. Document everything — take screenshots, save texts, record dates and calls

  2. Report the scam to:

    1. ASIC (Australia)

    2. Scamwatch

    3. FSRA (UAE – if used for false regulation claims)

    4. Police Cybercrime Unit

    5. FINMA (Switzerland Regulators

  3. Contact a community legal centre — for help writing to regulators or pursuing civil action

  4. Warn others — share this website or speak out publicly

The Finovative AI Trap: A Mix of Truth, Lies, and Manipulation

Finovative AI is just convincing enough to fool smart, cautious people.
That’s what makes it so dangerous—and so effective.

  • Some parts of the system work—just enough to build trust

  • But it’s a controlled funnel: you’re never meant to get your money back

  • They use psychological tactics, not just technical tricks

You’re not alone. And this is not your fault.

Stay informed. Share this site. Help stop Finovative AI before more people lose their savings.

📩 To share your experience or submit new evidence:

Frequently Asked Questions About Finovative AI

Is Finovative AI a scam?

Yes. While Finovative AI presents itself as a legitimate AI trading platform, it uses coercive sales tactics, delays in contract delivery, and deliberate withholding of withdrawal information to trap users. Many users report being unable to withdraw their funds after depositing, even when promises were made by phone that they could.

Can you make money with Finovative AI?

No, not easily—if at all. It promises high trading volumes using an AI robot that analyses the markets and latest events. However, there is no assurances that trades are actually being place, there is no 'stop loss' being used, so your entire account can be wiped out in one poorly places trade by the robot. Withdrawing money from Finovative AI has been impossible for me, and as the company is not registered anywhere (despite the T&C saying it is), there is very little support to help you get your money back. And with Crypto, once the money is gone, there is no trail.

Can you withdraw money from Finovative AI?

No, not easily—if at all. Despite assurances given by “account managers,” withdrawal processes are unclear or unavailable. Victims are often told they must meet “lot size requirements” or pay hidden fees that were never disclosed up front. Some users are completely ghosted when they try to withdraw.

Who is Jay Reddy from Finovative AI?

Jay Reddy is a representative of Finovative AI who personally contacts users after sign-up. He presents as supportive but is known for:

* Making promises that are never confirmed in writing

* Pressuring victims to avoid written communication

* Using emotional manipulation and urgency to push crypto deposits
His messages, tone, and coercion have been documented on this site.

Is Finovative AI a regulated company?

No. While the platform claims to be compliant or shows regulator logos and registration numbers from Switzerland, it does not appear to be licensed by ASIC or any recognised financial authority WORLDWIDE. It also uses cryptocurrency to bypass normal financial consumer protections.

Why does Finovative AI ask for crypto deposits?

To avoid legal and banking accountability.
By asking users to deposit
Bitcoin or USDT, Finovative AI operates outside the safety nets of banks and traditional financial systems where there is scamwatch, and they can track money. This makes it harder for victims to get their money back, dispute the transaction, or trace the funds.

What is the Finovative AI contract?

The contract used by Finovative AI:

* Is often sent after the first deposit

* Includes unreasonable “lot size” trading requirements (often hidden or unexplained)

* Is usually unsigned by the company, making it potentially unenforceable

* Contains vague language around withdrawals and risk

The contract is part of the manipulation, not a protective agreement.

There are no mentions of fees within any contract, terms and conditions or anywhere on the trading platform nor website.

What are the red flags with Finovative AI?

Based on real user experience, the key warning signs include:

* Promises made only over the phone - but are never kept

* Refusal to confirm anything in writing

* Pressure to deposit crypto urgently

* Delayed or missing contracts

* No fees outlined anywhere

*"this is a verbal contract between us, that is recorded" means nothing to them

* Lack of withdrawal options

* Emotional manipulation and gaslighting when questioned

What should I do if I already invested with Finovative AI?

1. Stop communicating with them over the phone.

2. Document everything: Save texts, emails, screenshots, and video recordings.

3. Report them to ASIC, Scamwatch, FSRA (if they claim UAE regulation), FINMA, and police cybercrime.

4. Contact a legal centre or financial consumer advocate for help.

5. Warn others by sharing this website or your own experience.

How can I prove Finovative AI is a scam?

This site show you how they scammed me and provides:

* Screen recordings of the onboarding and portal

* Video evidence of what was promised vs. what was delivered

* Screenshots of coercive and threatening messages

* The actual contract with red flags highlighted

* Evidence of misleading claims, such as “no fees” or “easy withdrawals”

Is AI Trading Safe?

If you go with a reputable platform, it may be safe. However if they do not tell you that there are risks, then it is a scam. Finovative-AI with the Zarios Platform had the risk warnings, which I asked about and I was told that 'legally they have to have that there, just like warnings driving a car'. But the risk is always real. Do the research, and understand before you commit.

Is the Zarios Platform for AI Trading Legit?

I asked that very question, and looked through everything. There is just enough 'real' information there to look real, and they tell you things that should be real, but when connected to Finovative, it is not legit. It is a scam. Your money is gone

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